The term personal lines insurance refers to any kind of insurance that covers individuals against loss that results from death, injury, or loss of property. These insurance lines generally protect people and their families from losses they couldn’t afford to cover on their own. Personal insurance lines make it possible to do things such as driving a car and owning a home without risking financial ruin.

We provide all lines of business including:

• Auto insurance (car insurance)

• Homeowners insurance

  • Primary

  • Secondary

  • Seasonal

  • Vacation

  • Rentals

  • Vacant

  • Builder’s risk

  • Modular

  • Condo

  • Landlord

  • Tenant

  • …and more

• Personal umbrella

• Flood insurance

• Recreational vehicles

  • Motorcycle

  • ATV

  • Boat

  • …and more

Commercial lines insurance includes property and casualty insurance products for businesses. Commercial lines Insurance helps keep the economy running smoothly by protecting businesses from potential losses they couldn’t afford to cover on their own, which allows businesses to operate when it might otherwise be too risky to do so.

Our services include:

• General liability

• Business property

• Builder’s risk

• Errors and omissions

• Worker’s compensation

• Surety bonds

• Commercial auto

  • Truckers

  • Heavy truck

  • Fleet

  • Business auto and contractors

• …and more

Life insurance is a contract between an insurer and a policyholder. A life insurance policy guarantees the insurer pays a sum of money to named beneficiaries when the insured policyholder dies, in exchange for the premiums paid by the policyholder during their lifetime.

We offer all life insurance services.

Retirement planning is the process of determining retirement income goals and the actions and decisions necessary to achieve those goals. Retirement planning includes identifying sources of income, estimating expenses, implementing a savings program, and managing assets and risk. Future cash flows are estimated to determine if the retirement income goal will be achieved. Retirement planning is ideally a life-long process. You can start at any time, but it works best if you factor it into your financial planning from the beginning.

Our services include:

• Fixed annunities

• Rollovers

• …and more